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Good morning. I call the meeting to order.
Welcome to meeting number 9 of the House of Commons Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities.
Today's meeting is taking place in a hybrid format pursuant to the House order of November 25, 2021. Members are attending in the room and by Zoom. As you are aware, the webcast will always show the person speaking rather than the entirety of the committee.
Given the ongoing pandemic situation, and in light of the recommendations from the health authorities as well as the directive of the Board of Internal Economy on October 19, 2021, to remain healthy and safe, all those attending the meeting in person shall abide by the appropriate rules. As the chair, I will be enforcing these measures for the duration of the meeting, and I thank members in advance for their co-operation.
To ensure an orderly meeting, I would like to outline a few of the rules.
Members and witnesses may speak in the official language of their choice. Interpretation services are available for this meeting. You have the choice at the bottom of your screen of either floor, French or English audio. If interpretation is lost, inform me immediately and we will ensure interpretation is properly restored before resuming the proceedings. The “raise hand” feature at the bottom of the screen can be used at any time if you wish to speak or to alert the chair.
For members participating in person, proceed as you usually would when the whole committee is meeting in person in a committee room. Keep in mind the Board of Internal Economy's guidelines for mask use and health protocols.
Before speaking, please wait until I recognize you by name. If you are on video conference, please click on the microphone icon to unmute yourself. For those in the room, your microphones will be controlled by the verification officer. When speaking, please speak slowly and clearly. When you are not speaking, your mike should be on mute. I will remind you that all comments should be addressed through the chair. With regard to a speaking list, the committee clerk and I will do the best we can to maintain a consolidated order of speaking for all members, whether they are participating virtually or in person. Please do not be shy to remind me.
Today's meeting is a briefing on the ministerial mandate letters.
Pursuant to Standing Order 108(2) and the motion adopted by the committee on January 31, the committee will proceed to a briefing on the ministerial mandate letters. I would like to welcome our witnesses to begin our discussion with five minutes of opening remarks, followed by questions.
Appearing will be the Honourable Ahmed Hussen, Minister of Housing, Diversity and Inclusion; Romy Bowers from the Canada Mortgage and Housing Corporation; Mala Khanna from the Department of Canadian Heritage; and Janet Goulding, associate assistant deputy minister, Office of Infrastructure of Canada.
Before we begin, I would like some direction from the committee, as it is my understanding that we may have to suspend briefly for voting. There are 30-minute bells, but since everybody has the option of voting by distance, if it's the wish of the committee we would suspend for the last 10 minutes just prior to the vote so committee members can participate virtually in the vote.
Before we begin, then, I would seek agreement to extend the first hour by the amount of time that we are suspended for the vote. Is that agreeable to the committee?
I'd like to start by acknowledging that I'm joining all of you virtually from the traditional land of the Algonquin Anishinabe peoples.
As we all know too well, this decade has had an incredibly difficult start.
[Translation]
Housing has a critical role to play in ensuring that we seize this moment and continue to progressively realize the right to adequate housing.
Our government has set out an ambitious agenda to make housing more affordable for everyone in Canada, tackling the issue from every angle that will have an impact. We’ll do this by making further investments in programs that are already making a difference through our National Housing Strategy, a 10‑year plan, backed by more than $72 billion in investments, to give more Canadians a place to call home.
[English]
Through our national housing strategy, we have helped house over 1.1 million Canadians since 2015. That's because we put in place different programs that address the different housing needs of Canadians. This includes more funding for the national housing co-investment fund and enhancements to the rental construction financing initiative and the federal lands initiative.
These programs to create more housing are working, but we need to free up roadblocks at the municipal level. That’s why we will be launching a housing supply accelerator fund to increase the housing supply in Canada’s large and most rapidly growing urban regions. It will include financial incentives for new housing units and measures such as upzoning, inclusion rezoning and transit-oriented development, modernized permitting systems, and a more responsive housing supply to improve housing affordability and accessibility.
Next week I will be co-hosting a national housing supply summit with the Federation of Canadian Municipalities to bring together all orders of government and all sectors. Now more than ever before, we need our provincial and municipal partners to work closely with us. I will also be working to develop a fairness in real estate action plan to ensure that there's more protection and transparency for both homebuyers and renters.
On the other hand, through Reaching Home, Canada's homelessness strategy, we will continue to support communities across Canada to prevent, reduce and eventually eliminate chronic homelessness. So far this program has helped thousands of Canadians, and I look forward to sharing an update in the coming weeks.
Similarly, through the rapid housing initiative, we will continue to create more urgently needed housing for those who need it the most. This program, Mr. Chair, is very close to my heart. We launched it a year ago and we now see that we've exceeded our targets and are on track to create over 10,000 new permanent, affordable housing units.
Over 40% of these will support indigenous families. First nations, Métis and Inuit people face some of the worst housing conditions in the country. That's why, on top of the previous supports in the programs that I have listed so far, we will be working with indigenous partners to co-develop a northern, urban and rural indigenous housing strategy, as was recommended by this committee last year.
Mr. Chair, having grown up in social housing myself, I can't overemphasize what having a reliable roof over your head does for people. I saw it first-hand, and that is why I couldn't be more committed to this mandate that is ahead of me. In my role as Minister of Diversity and Inclusion, I know just how important an equitable housing system is to creating communities where everyone feels they belong.
Even as we celebrate Black history month, recent events have made it clear that the fight against racism requires vigilance, allyship and a sustained commitment. This government will continue to combat racism and discrimination in all its forms. I'm sure members are as thrilled as I was two weeks ago when we kicked off Black history month by announcing a carve-out of $50 million through the national housing co-investment fund to support Black Canadian renters across the country.
Before I conclude, I also want to make a brief mention of the Canada housing benefit. This benefit is a prime example of why we need all orders of government to work together, as this $4-billion fund, in collaboration with provinces and territories, provides direct rental support payments to Canadians. The national housing strategy is all-encompassing, Mr. Chair, with many ambitious initiatives to make sure every Canadian has a safe and affordable place to call home.
I turn it back to you, Mr. Chair, and I would be happy to take any questions from the committee.
Thank you.
Is it also not true that, according to page 13 of the Liberal Party of Canada's “Forward. For Everyone.” document and in your mandate letter, the government will establish a tax on residential properties?
This agency reports to your department and to you, as minister, and this agency developed a report to tax homeowners more. You've met with this agency multiple times. Caucus members, as recently as December 17, have met with Generation Squeeze.
It's fair for Canadians to be suspicious of your government's motives as you continue to explore additional taxes on homeowners.
This is a slippery slope, Minister.
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We know that housing supply is one of the tools we need to make sure there are more homes available for Canadians, including more affordable housing. There is more work to be done. I agree with the honourable member.
That's why, in our mandate, we will move forward to implement a new housing accelerator fund to help speed up housing projects and put money on the table to enhance the capacity and the ability of municipalities, non-profits and others to build more affordable housing. It will also build a more flexible first-time homebuyer incentive, a new rent-to-own program to help renters become homeowners, and measures to prevent renovictions.
We're doing everything we can with the national housing strategy, but we intend to do more to bring in this really important and substantial housing accelerator fund. We know that a lot of the backlogs in building permits and zoning—and moving forward with more housing supplies more quickly—are at the municipal level.
What are we doing? We're working with municipalities by putting together a housing accelerator fund to enable them to build more housing supplies and to do it more quickly. This will also enable them to hire more officials and, as I said, eliminate barriers to the development of more housing much more quickly.
Chair, I want you to know I'm going to share my time with MP Van Bynen.
Minister, it's always a pleasure to be able to see you.
I want to thank you for coming in today to update the committee on the important work our government is doing to ensure that every Canadian has access to a safe and affordable place to call home through the commitments outlined in your mandate letter.
In June, I was thrilled to announce, in my beautiful riding of Saint John—Rothesay, $1.3 million through the national housing co-investment fund to build the Unified Saint John Housing Co-operative's Victoria Street building. It includes 14 housing units primarily intended for low-income women, including women and children. This project is truly transformational for the old north end of Saint John. It represents a strong vote of confidence on the part of our government in the co-op housing model.
Can you explain how our government is building on investments like this to help support co-op housing through our national housing strategy?
Thanks, Minister.
I remember making that important announcement in your constituency.
Our government is taking concrete actions to protect the most vulnerable Canadians. I'm proud of the fact that our national housing strategy is doing exactly that. We announced a new $4.3-billion Canada community housing initiative, through the national housing strategy, that is helping to protect community-based housing for some 330,000 households across the country. In addition to this, a few weeks ago we announced $118.2 million over seven years through the federal community housing initiative, to support 18,000 units of community housing. This will preserve these units and their affordability and protect the most vulnerable. This is on top of our previous investment of $500 million for the federal community housing initiative, which will protect tenants and stabilize the operations of some 55,000 affordable housing units in federally administered community housing projects.
The co-op sector and the co-op model have worked really well in all parts of Canada, including in Nova Scotia, where the honourable member made that announcement with me. It shows that our national housing strategy is working right across the country from coast to coast to coast. We're tackling the housing needs of Canadians right across the housing spectrum, from those on the street who need a permanent place to call home, to those who need co-op, non-profit and deeply affordable housing, to building more purpose-built rental buildings through the rental construction financing initiative.
We're also enabling more Canadians to access their dream of home ownership through the first-time homebuyer incentive.
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I love this program. The rental construction financing issue is really about building the next generation of rental housing in our communities. As we all know, the very people who contribute to making our communities and urban centres dynamic and providing a good quality of life for all of us are increasingly being priced out of the rental market, and they're having to move further and further away from the places in which they work. Through the rental construction financing initiative, we are contributing to the building of 71,000 new rental units across the country, enabling teachers, construction workers, paramedics, firefighters and others to stay in the places where they work and play.
It's a financing initiative. We get all that money back, but in exchange for that financing we create rental housing and communities, because one of the conditions of the rental construction financing initiative is that folks who apply for that financing have to build close to transit, close to work, and close to schools and community services. We are building communities. They also have to abide by our energy efficiency and accessibility guidelines.
We are making a difference. One of the projects I was lucky enough to announce before we moved virtually—and I was there in person—was the first purpose-built rental building in Coquitlam since 1971. With 301 units of affordable rental housing, 100 will be deeply affordable. Right across from a transit hub, right next to a YMCA, the building was built in collaboration with the Government of Canada, the Government of British Columbia, the City of Coquitlam, a non-profit organization and a private developer. That's how we build more rental housing in Canada. The rental construction financing initiative is working really well to do that.
I want to thank my colleague for giving me her time so that I may speak with the minister.
Hello, Minister. I am pleased to be speaking with you today.
I would also like to greet my colleague for and Ms. Bowers, whom I see onscreen right now, as well as the other members of the committee.
I am very pleased that we are discussing housing today.
Currently, housing needs are growing faster than the number of dwellings being built, namely because of record levels of immigration and the real estate crisis we are experiencing. I'm not telling you anything new.
There is therefore a chronic lack of housing, especially social and community housing for the most vulnerable. In fact, Canada has a considerable shortage compared to other G7 countries. I'm referring here to the Scotiabank study published two weeks ago, of which you are no doubt aware. According to this study, Canada is last among G7 countries when it comes to housing. Indeed, Canada is missing 1.8 million dwellings, just to reach the average of G7 countries. Canada has 424 dwellings per 1000 residents, when the average is 471.
What is the plan to turn this around? What do we have to do now to start building housing at a rate faster than the increase in need?
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Thank you for the question.
[English]
It is a very important question. Housing supply is something we're very much seized with. We understand the importance of building more housing supply faster.
One of the things we have noticed, obviously, and it should be clear to all members, is that we in the federal government have a role, and so do the provinces and territories. We also know and understand the critical role played by municipal authorities in the zoning policies and permitting processes that lead to more housing. We have to be there with them to incentivize things like inclusionary zoning, transit-oriented development, and speed up the permitting and zoning processes so we can build more much-needed housing supply and do it faster. We're doing that through the housing accelerator fund, and we intend to work with them.
In addition to that, I want to tell the honourable member that the national housing strategy programs are trying to address the different housing needs of different Canadians who are in different parts of the housing spectrum.
If you look at what we intend to do, for example, we are enabling more federal lands to become available to non-profits to build more affordable housing. We are using the housing accelerator fund to offset the cost of land, so municipalities can build more affordable housing. We are introducing programs like the rent-to-own program to enable more Canadians to own their first home, and we are enhancing the first-time homebuyer incentive.
We know there's more work to be done. The national housing strategy has achieved many outcomes. We're blowing past our targets, if you look at the rapid housing initiative, for example. For a program that just started recently, we are on track to build 10,250 units.
The housing accelerator fund, and other ways in which we can move forward, will enable us to really address the issue of housing supply, including more affordable housing of course.
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Thank you for the answer.
I'd like to come back to the proposals you made during the last election campaign, which were to double the tax credit for buying a first home, create a tax-free savings account for first-time buyers, levy a tax to prevent the successive purchase and resale of residential properties and temporarily ban the purchase of residential property by foreign buyers. Also, Bill will introduce a tax on underused housing.
The five proposals I just outlined focus mainly on demand, but experts everywhere in the country are pointing to the lack of truly affordable housing.
Are you aware that your national strategy is ineffective when it comes to building housing? What is the plan to encourage the construction of more social housing?
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The plan is to enable us to continue the progress we have made through the national housing strategy. Those programs will continue, and they are delivering more affordable housing, but in addition to that, we recognize more work needs to be done.
The housing accelerator fund that I referred to in my previous answer is not exclusively for building more affordable housing. It's for building more housing supply, period. As part of that mix, that housing accelerator fund can and will be used for building more affordable housing by municipalities, for example, by offsetting the cost of land.
We also intend to make more federal lands available for the building of more affordable housing. That's another way we're encouraging the building of more affordable housing. The federal lands initiative is a great model. We need to expand it. As I just mentioned, our support for the co-op sector is going to continue.
We know a lot of work has been done, but more work needs to be done. I agree with you that we need to build more affordable housing in Canada. That's exactly what we're doing, including the recently announced results of the rapid housing initiative, through which 10,250 permanent new affordable housing units will be built. That's progress. That's 10,250 people or families who will be off the street and have a permanent place to call home.
I'm going to get right into it, because I have only six minutes, and it's a big topic.
Minister, you talked about Coquitlam. I need to share with you the “behind the scenes” of what happened in Coquitlam.
For eight years I've been in a microcosm of what's being proposed and some of the things you talked about today. The blame on the municipalities is something I take big issue with, so I want to share with you what happened.
First of all, that development wasn't the first one. There was another development on the corner of Charland and Blue Mountain, 40 units of purpose-built rentals. The people or organization that built that unit were expecting a GST rebate of almost half a million dollars, because they owned the land and they used the land to build some purpose-built rentals. They didn't get their GST exemption. That was half a million dollars that went right onto those rents. I want you to know that's not the first one.
Second of all, in that community, in that area, it wasn't until the eleventh hour that the federal government came forward. We went through years and years of displacing people in that community from the purpose-built rental units that were in the community. The lowest-income people, Syrian refugees, came into that space. We lost hundreds of units of affordable housing. I personally walked into those units and talked to people.
Here are some examples.
A 72-year-old man begged me to find him a long-term care home to go to, because he had nowhere to go. There was a mother with a child, a teenager with a disability, who went from paying $800 a month to $1,200 a month for rent. The problem was that the developer came and told them all they needed to get out even before the zoning came to the city.
The third one was a woman my age, living on disability, who could not find anywhere to live. She was living in her car with her pet for almost three months after she was displaced. I'm telling you that there are people being displaced with this market drive to get municipalities to upzone. Our municipality is a microcosm. We approved thousands of units of housing, and it pushed people who couldn't afford to be there anymore out of the community. It pitted neighbour against neighbour, because there was like a gold rush of real estate agents knocking on people's doors, harassing them.
I was sitting in council chambers, begging real estate agents to leave people alone, people in their seventies and eighties who were getting five or six door knocks a week asking them to move out of their homes because that land was worth so much.
I want to let you know that in Coquitlam we did an official community plan change with a bunch of changes allowing for potential upzonings. It drove up the value of the land to the point where people had to leave. People couldn't be there anymore, and the richest developers and real estate agents took advantage of that. The same thing is happening now in Coquitlam, on the north end. We approved an official community plan. There's an opportunity for a bunch of upzoning. I sat in chambers and asked them not to touch the areas where low-income seniors are living in these co-ops.
Do you know what's happening right now, Minister? These real estate investment trusts are going after these pieces of land. They're going to be pushing out more seniors into our community. I'm begging you to understand and listen to what's happening to people on the ground, because I'm very concerned that we are going to continue to drive investment vehicles in our housing market rather than getting people housed, because the only people who are benefiting from this upzoning are the ones who can afford to buy the land and build these massive towers.
I was talking to a women, Minister, right where you were standing, a 65-year-old woman who is still working as an EA in our school district, who said to me, “My next home is going to be a tent, because the real estate agents are pushing me out of this community.”
Please understand that I am so happy that there is at least finally a federal look at housing, but please understand that there are people on the ground hurting from these flat upzones, from this idea that it needs to be close to transit. It's not happening the way we want it to.
I want to talk a bit about—
Let me make it absolutely clear: Federal lands that are made available to communities are made available only for affordable housing. They're made only to make sure that the housing that goes on those federal lands will add to our stock, our national numbers of affordable housing. I can make that absolutely clear. No federal lands will be used to build housing that is not affordable. It will always, always be on that condition. Anyone who wants to access the federal lands initiative has to abide by those conditions.
The second point I want to make is with regard to something you spoke about. In no way, shape or form did I imply that there's a problem with municipalities, per se. We work very closely with municipalities. In fact, on our rapid housing initiative, we were able to exceed our targets because of our close collaboration with municipalities and the Federation of Canadian Municipalities. We intend to work with them through the housing accelerator fund, because we recognize that projects are taking too long. The supply of housing needs to come on board faster and in larger quantities.
When I say “housing supply”, I mean both deeply affordable housing and housing supply for middle-class Canadians. It's about incentivizing them to do that.
Minister, housing inflation is homegrown. Bloomberg reports that Canada has the second-most inflated housing bubble in the world. In my riding alone, Bruce—Grey—Owen Sound, houses sold this past month, in January, for $756,000, an increase of 39.7% from a year ago. That's despite a median family income of only $61,000.
Within your mandate letter, there's a commitment to identifying how federal regulators can be better positioned to respond to the housing price fluctuations and make it more stable for Canadians. I was a bit concerned, and I'd like you to clarify, that in your opening remarks you talked about the housing accelerator fund being primarily focused on urban areas. For the rest of Canada and those of us who represent rural Canadians, how are you planning to address these fluctuating prices?
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It's nice to see you again, Minister. It was nice seeing you in Hamilton a couple of weeks ago. You were in town to announce 109 units for the city of Hamilton and two not-for-profits. It was a $25-million investment in the affordable housing area for a rapid housing initiative. We were very appreciative of the funds and your visit.
I just want to speak to the rapid housing program, because it has been a tremendous success, as you have highlighted here this morning. As past president of CityHousing Hamilton for a number of years, from a municipal perspective and a service-provider perspective I can say that the rapid housing initiative for us was a terrific program. It was an easy application process; the funds flowed quickly to service providers, and we were able, within 12 to 14 months, to take people off the affordable housing wait-list.
Minister, can you elaborate on the successes of that program, not just in Hamilton but across the country? Have you any glimpse of where we are going in terms of further investments with the rapid housing initiative? It has been a tremendous success, and I know not-for-profits and municipalities are eagerly awaiting more investments in that area.
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I believe the rapid housing initiative has been an amazing success. We have demonstrated that a new, rapidly implemented housing program can build housing in a matter of months. The reason we have been able to do that is the collaboration, as you said, with municipal governments and non-profits.
This is a program that has far exceeded its targets. Its initial target was to build around 7,500 new affordable and permanent housing units. We far exceeded that, and now we're on track to build 10,250 affordable housing units in record time, from 12 to 18 months. Some of them will be in even less time. I've seen projects that went through the first round that already have people living in them and were built in four to eight months.
The rapid housing initiative is an example of what can happen when we work closely with our municipal partners, deliver the money directly to them, allow them to invest in projects as they see fit, and trust them to make those decisions. That is precisely what we have done.
In terms of the future, I hope we can continue this program, because it's working really well.
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Thank you for that, Minister. That's good to hear.
Coming from the municipal sector and having been a member of city council in Hamilton for over 25 years, I know that the supply of housing units, wherever they sit on the housing spectrum, is largely a provincial and municipal process. From the time the application is submitted by the developer to the time it is approved by the municipality—and then whatever happens after that, should there be an appeal to the provincial level—it is largely a municipal and provincial process.
I know you have emphasized today, and in the past and in the House, how the federal government would then insert itself into that process in terms of providing assistance. We watched it recently here in Ontario, when the provincial government created a task force. There are 55 recommendations, I believe, right now that speak to ways and means by which to assist municipalities with increasing supply, to get us to that point where we can start to see prices come down and provide units for people who are in the market looking for one.
Through you, Mr. Chairman, to the minister, can you elaborate on how you and the ministry and the government are playing a role in assisting provinces and territories—but, in particular, municipalities—with that process, which traditionally has been a provincial and municipal one?
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Absolutely. That's a really important question. It highlights the need for collaboration.
Many municipalities want to build more housing, and they want to build it faster, but they are encountering obstacles. An example is land. Their fiscal capacity sometimes doesn't allow them to acquire that land and build affordable housing.
Other barriers to the faster building of housing include infrastructure upgrades. These are things like needing to expand the local water treatment plant so you can build another 2,000 units of housing for middle-class Canadians. These are real challenges being experienced by small, medium and large municipalities.
We're saying, as the federal government, that if we intend to see more supply in this country we have to do our part to incentivize them—especially municipalities—to bring in things like inclusionary zoning and transit-oriented development. We want to help in terms of their capacity to do more by enabling them to hire more zoning and permitting officials, as well as helping with the cost of land so that they can build more housing.
All those things are on the table. This housing accelerator fund will go a long way toward enabling municipalities to build more housing supply faster.
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Hello, Minister. It's a pleasure to welcome you here among us to discuss your mandate letter.
In light of the questions and answers you provided, I want to emphasize that it is the social and community housing crises that represent the greatest source of concern for us. I would imagine that this is the case not only in Quebec, but elsewhere as well.
Your programs refer a great deal to affordable housing. As we know, there is a difference of opinion on the issue. Not everyone agrees on the definition of what affordable housing actually means. At one point, it was even said that $2 200 a month for rent in Montreal was affordable.
Furthermore, I do not think that the private market is greatly concerned with the real estate market or its costs.
What exactly is your action plan for social and community housing?
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Thank you for the question.
[English]
I want to start by talking about our government's efforts.
[Translation]
Since 2015, we have invested over 4.5 billion dollars in housing in Quebec. This led to building or repairing more than 580 000 dwellings.
Last fall, we were very pleased to announce a bilateral agreement between the governments of Canada and Quebec. This agreement will result in a combined investment of an additional $3.7 billion over 10 years to improve the housing conditions of many Quebec households in need.
As part of our commitment to end chronic homelessness, since the beginning of the pandemic, we have spent over 70 billion dollars in Quebec through the Reaching Home program.
To quickly create permanent homes for the most vulnerable, we created the Rapid Housing Initiative. Through this initiative, we have partnered with the government of Quebec to invest 179.8 million dollars in 68 projects. This represents 1 491 new dwellings in the province.
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I have no doubt that the Government of British Columbia has been a really strong partner to our government when it comes to being ambitious in the area of affordable housing. No relationship is more important to our government than the one with indigenous peoples, including those who live in urban areas. We're fully committed to working with indigenous peoples to co-develop an urban, rural and northern indigenous housing strategy following the “for indigenous, by indigenous” principle.
That work is already under way. For example, in the rapid housing initiative, almost 40% of the units created will target support for indigenous people, including those living in urban areas, and $638 million has already been allocated specifically to housing that benefits indigenous people living in urban, rural and northern communities.
When it comes to the infrastructure piece, I've had conversations with my colleague, the . He completely supports our approach to making sure that our infrastructure investments, including investing in transit and our transfers to provinces, also leverage housing and ensure that there's more affordable housing that comes out of those investments.
The municipal housing accelerator fund will also enable municipalities to offset some of the costs that will inevitably arise when you increase housing supply, and those costs are mainly in infrastructure.
Thank you to the minister for being here with us today.
I don't have a lot of time, so I will be brief. I will try to combine both of the questions I would like to ask you into a single one.
The government's approach to housing is based on the right to housing. When developing public policies, we have endeavoured to work on the most important aspects to ensure the right to housing for the most vulnerable as a whole. I'm thinking specifically of the recent appointment of an individual to the position of housing advocate.
I would like to hear you talk a bit more about that.
I would also like to raise another extremely important issue, which is women affected by domestic violence.
Can you tell us about initiatives that target this problem directly? For example, it is very important to ensure that women and other people who need it can have a space in transitional housing accommodations.
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Thank you very much for the question.
[English]
It is really important to highlight how our government has really moved forward on entrenching housing as a human right. We've moved forward with the appointment of a federal housing advocate, which is a key commitment that we delivered in under 100 days, as we promised in our election platform.
In addition to that, if you look at the rapid housing initiative, the national housing strategy, the national housing co-investment fund and many other programs, the priority populations mentioned there include women at risk and women and children fleeing gender-based violence. You can also look at the outcomes of the rapid housing initiative, whereby a lot of those permanent, new, affordable housing units are going to be provided to women and children fleeing gender-based violence.
In addition to that, the Canada housing benefit is a game-changer. It is allowing many women at risk and women and children fleeing gender-based violence to be able to pay their rent and access independent housing when they're in a vulnerable state. We're coming through with that Canada housing benefit, which is now, by the way, operational in every province and territory. Through other programs, for example the supports that we're providing to the non-profit and co-op sectors, most recently with a new top-up announcement funding of $118 million, we're ensuring that women and children are protected in those co-op units, where they receive much-needed subsidies. We're protecting those subsidies; we're protecting those units, and we're ensuring that women have a safe and affordable place to call home. We will continue those outcomes.
In budget 2021, we are bringing future money forward through the national housing co-investment fund and dedicating that to providing supportive services, transitional housing and permanent housing for women and children fleeing domestic violence.
Last but not least, we also committed to topping up the Canada housing benefit by an additional amount of over $300 million. That money will be exclusively dedicated to funding rental supports directly to women and children fleeing gender-based violence.
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Welcome back to committee.
We'll proceed with a briefing on the ministerial mandate letters.
I would like to make a few comments for the benefit of the witnesses.
You may speak in the official language of your choice. Interpretation services are available for this meeting. You have the choice at the bottom of your screen, of either floor, English or French audio.
Before speaking, please wait until I recognize you by name. If you are on the video conference, please click on the microphone icon to unmute yourself.
When speaking, please speak slowly and clearly. When you are not speaking, your mike should be on mute.
I would like to welcome our witnesses. We have the Honourable Kamal Khera, Minister for Seniors; Alexis Conrad, senior assistant deputy minister; Cliff Groen, senior assistant deputy minister; Lori MacDonald, senior associate deputy minister; and Annette Gibbons, associate deputy minister.
We'll start with Minister Khera for five minutes, please.
Minister, you have the floor.
Good afternoon, colleagues. Thank you for this opportunity to join you today.
As this is my first time joining you as the Minister of Seniors, I want to take this opportunity to thank you all for the work you do as committee members. I totally look forward to working with all of you in advancing the priorities set out in my mandate letter.
As you have already mentioned, Mr. Chair, I'm delighted to be joined by our senior officials today, who will be supporting me. Truly, these are some of the finest public servants and colleagues. I want to thank them for all that they and their teams do across Canada.
The government has been working hard on many fronts to respond to the needs of seniors, both before and during the pandemic. We need to think about seniors' health, social well-being and financial security. We have made significant progress, but there is more hard work ahead of us.
We all know just how challenging this pandemic has been for seniors, from social isolation to the higher costs of staying home and being safe, to the challenges in long-term care homes. Seniors have been impacted the most by this pandemic, and we must support them now and into the future.
I'm here today to speak to you about the priorities outlined in my mandate letter. The overarching goal is to work with colleagues and stakeholders to help protect the physical, mental and financial health of seniors. My work will be informed through engagement with seniors themselves, parliamentarians who represent seniors across this country, stakeholders and the National Seniors Council, as well as, of course, through collaboration with our provincial and territorial counterparts.
Furthermore, I'll be working closely with the in a concerted effort to improve the quality and availability of long-term care, and to take concrete actions to support seniors who want to age at home. With my colleague, Minister Duclos, the Minister of Health, I will be establishing an expert panel to provide recommendations for creating an aging at home benefit.
Additionally, as part of the effort to help seniors aging at home, our government will be helping organizations that serve seniors, which have the local knowledge to offer practical support to low-income and otherwise vulnerable seniors in order to enable them to better age at home.
As I've said, the pandemic has exposed many systemic problems with long-term care homes that have proven tragic for thousands of seniors and their families. As you may know, much of my work is informed by my own experience as a nurse, working directly with seniors. I'll be happy to share more on that later.
Working with the provinces and territories to fix these problems is something we need to get done, and get done quickly. We want to improve the quality and availability of long-term care homes and beds, and improve infection, prevention and control measures.
We welcome the news that the Health Standards Organization and the Canadian Standards Association have released draft national standards for long-term care for consultation, and that the final standard will be available to use later this year. This is important work to improve care for seniors. It will set the bar higher for safe and respectful care in these facilities. We look forward to working with the provinces and territories on that lasting change.
We're also deeply concerned about the safety of seniors. I will be continuing to work with the to strengthen Canada's approach to elder abuse. After years of hard work and contributing to Canada, seniors deserve to age with dignity in the best health possible, and with social and economic security.
One of my biggest priorities is to strengthen financial security for seniors. I'm proud of the work we've done up until now. We are restoring the age of eligibility for the OAS pension and the GIS to 65 from 67; increasing the GIS for the lowest-income single seniors; enhancing the GIS earnings exemption; providing a one-time, tax-free payment to help seniors with their extra costs during this pandemic; and, of course, moving forward with our plan to boost the OAS pension by 10% this summer for seniors 75 and older.
A big priority for me in this mandate is to increase the guaranteed income supplement by $500 for single seniors and $750 for couples starting at age 65.
Some seniors received pandemic benefits in 2020, and had their GIS impacted. To fully compensate these seniors, we will be providing up to $742.4 million for one time payments to reimburse those GIS benefit reductions. Last week, we also introduced and tabled important legislation, Bill , to permanently exempt federal pandemic benefits from the calculation of GIS or allowance benefits in future years. This exemption will begin in July 2022.
The legislation needs to be passed by Parliament quickly in order to ensure that there is enough time to implement changes to IT systems and to ensure that there are no disruptions to the ongoing delivery of OAS benefits to seniors.
Colleagues, we must ensure seniors' safety, security and dignity. That's our focus and that's our goal.
Thank you. I am happy to take your questions.
:
Thank you, Minister, for being here today. It's greatly appreciated.
You mentioned that one of your priorities is to strengthen financial security for seniors. With the help of the official opposition, the government provided a number of benefits to Canadians, including seniors, throughout the pandemic. They included the Canada emergency response benefit and the Canada recovery benefit.
Unfortunately, what followed was that 90,000 low-income seniors—those who are the most vulnerable in our society—found that their guaranteed income supplement payments would be clawed back as a result of the government's mismanagement in implementing these benefits throughout the pandemic.
You just mentioned here—and it was announced in December 2021—that you would give up to $742.4 million for a one-time payment of the guaranteed income supplement.
The question I have for you today, Minister, is this: On what date these will seniors receive this money?
They're waiting for those funds right now, for those exact things you listed.
You brought up Bill in the House on Friday. I am looking for it to be rescheduled as soon as possible so that these seniors can get their money.
How much will this one-time payment be? You mentioned the global amount of $742.4 million, but can you guarantee today that all of these seniors will receive every single penny that was taken from them in your government's clawback of the GIS?
Can you guarantee that they will get every single penny of that money back? Through your error, they thought they had it, but then they found out they were not entitled to it.
Can you guarantee that they will get all of that money back, please, Minister?
:
Thank you, Chair, for your excellent leadership in this committee.
As I said, Minister, I have a letter here from the Advocacy Centre For The Elderly, which is addressed specifically to you, as well as to the , whom you just mentioned and with whom you said you are working to resolve this problem that is causing seniors significant duress.
We've recognized today that we don't know when they're going to get the money. We recognize that we're not sure if this money is not going to be taxed back.
Can you assure me, Minister, as well as not only those 90,000 seniors who are suffering, hungry and cold in their homes right now, but all seniors across Canada, that you will work to ensure that this type of error never happens again?
Thank you.
:
Mr. Chair, allow me to continue to confirm for the honourable member first and foremost that we moved very quickly with our officials and the to put forward measures in the financial and economic update to fully compensate seniors who were affected. This work is already under way. This is going to be a one-time, automatic payment to fully compensate the seniors who lost their GIS in 2020.
Secondly, Mr. Chair, to ensure that this doesn't happen again and to fulfill this commitment in my mandate letter, we introduced Bill , which is going to do precisely that. It is going to amend the Old Age Security Act to exclude any income received under the CERB or CRB for the purposes of calculating the amount of GIS and allowances payable.
It is a very simple bill. It is a quick but very significant amendment to the OAS act to ensure that seniors, particularly the most vulnerable, are not impacted this year for the benefits they took last year.
I've had conversations with all parties and with my critics on this. I really hope we can all agree and move quickly to make sure we put this in to ensure that those most vulnerable seniors have the supports they need.
:
Thank you, Minister, for being with us today. We appreciate it.
I got to sit in the Ontario legislature for the last decade. Over the last few years I was really watching what was taking place with seniors in this province and in this country. I often think back and remember when the previous Conservative government raised the old age security from 65 to 67. I often think about how it would have impacted about 100,000 seniors and kept them in poverty. I often think about the government that's here today—your government and our government—and the values it brought forward during the pandemic.
It's really Canadian values to see that adjustment to bring it back to 65 from 67 and then putting in place many different programs during the pandemic—which is perhaps the most challenging time this country has ever gone through since World War II—to help seniors who are struggling.
In my community in Don Valley East, seniors come in all the time and they are struggling. Having a pandemic hit changed everything.
I want to say that it's nice to have a government that is reflective of Canadian values. In fact, 80% or 90% of the money that went to support Canadians during this pandemic came from the federal government directly.
We're here now, two years later. There have been a lot of challenges. What has been the impact of some of these programs when it comes to seniors, not only from an individual perspective, but also from community-based organizations working with municipal and other levels of government?
What have you seen really work well over the last two years when it comes to the programs coming from your ministry?
:
Our priority from the very beginning, since 2015, has been to support those most vulnerable. I am proud to be part of a government, one of whose very first actions was to cut taxes for middle-class families and raise them for the wealthiest one per cent. We introduced measures, as you know, to restore the age of eligibility back to 65 from 67, which it was in the Harper years, especially for old age security and the guaranteed income supplement.
We also put forward and enhanced the guaranteed income supplement, which has helped 900,000 low-income single seniors. The measures we put in place have certainly helped 45,000 low-income seniors to come out of poverty.
When you talk about this pandemic, if there is one demographic that has been particularly hard hit, it is our seniors and the most vulnerable seniors. Complementary to directly supporting their health and financial health, we were also able to provide other funding as a result of delivering services and supports directly to them, using the power of organizations on the ground in communities and adding our own capacity, thereby ensuring that local knowledge and skills were harnessed. I am very proud of every volunteer organization and company that has stepped up during this pandemic to support seniors.
As you know, the services that help seniors in their day-to-day lives can help save them that extra cost and the stress, which can affect their health, especially if they have to manage it alone, as you can only imagine.
Therefore, to help seniors and others get essential services and supplies, we invested over half a billion dollars. There was an additional $20 million for the New Horizons for Seniors program's community-based projects, $350 million for charities and not-for-profits, $9 million for United Way Canada, $100 million for food banks and local food organizations, and, of course, millions for the previously funded New Horizons for Seniors program, which was modified so we could pivot quickly to address the needs of those specific individuals.
:
Absolutely. Thank you for raising that extremely important question.
Senior abuse in all its forms is extremely unacceptable. It's an issue that from the very beginning our government has taken extremely seriously.
We're working on initiatives to combat senior abuse, including strengthening the law, creating a national definition, collecting more data and cracking down on seniors fraud. The work is already under way on this issue through the funding of projects, as I mentioned, through the New Horizons for Seniors program, to help raise awareness around senior abuse and fraud.
We have also invested $29.5 million for the digital literacy program to help seniors develop their online skills and to educate them on fraud protection.
Of course, work is also under way with the National Seniors Council, which examines these issues. This is something we take extremely seriously to make sure that seniors are protected in their homes, online and, of course, in public.
Thank you for being with us, Minister.
I listened carefully to your statement, although I am surprised that you made it only in English. I thought that ministers were required to make their statements in both official languages. Perhaps I am mistaken. I thought that they did it out of obligation, but perhaps it is simply out of courtesy.
In your statement, you said that you were a nurse. For my part, I am a social worker. I am still an active member of my professional association in Quebec. I spent my career in service to seniors, offering support at home and in nursing homes. I can tell you one thing: it's not the national standards you are working on that will change anything at all for the quality of services offered to seniors in nursing homes in Quebec. I am strongly opposed to the issue of national standards. The solution lies in health transfers, as requested by the premier of Quebec and those of all the provinces.
Even though I would like to discuss the matter and debate it with you, I am so convinced that you are on the wrong track that I will not raise it today with you. I would prefer instead to talk to you about the financial situation of the most vulnerable seniors.
I have had the opportunity to ask questions of you in the House, Minister. Here, I would like you to answer me quickly and precisely, so that I don't have to interrupt you often during your answers.
As you know, 183 000 seniors are no longer receiving their Guaranteed Income Supplement because they accessed the Emergency Response Benefit. In December, you said that these people would get a one-time payment in May.
Can you explain to me clearly and simply why the one-time payment will only be made in May? What are the reasons? How do you explain this?
:
Minister, I am terribly sorry to interrupt you.
I will answer the question myself.
I think that you can't make the one-time payment before May because there are computer bugs. We heard it in other committees. Even the said so. The computer system won't allow an earlier payment to be made.
So, you will confirm that, because of the computer system, you cannot make the one-time payment before the month of May, which will go to seniors who are struggling to pay their rent, groceries and medication.
Can you confirm that for me, yes or no?
:
That's perfect. I very much appreciate your answer.
What I understand is that the government is stuck with a big problem right now. The Employment Insurance Act cannot be reformed because of computer problems. At Immigration, Refugees and Citizenship Canada, work visa applications can't be processed fast enough and bring in needed foreign workers, again because of computer problems.
Now, you're telling me that because of computer problems and your antiquated computer system, it is impossible to accelerate a single payment to vulnerable seniors whose benefits were unfairly slashed. Very sincerely, as an MP and a social worker for seniors, I find that unacceptable.
Every Canadian who needed a CERB cheque had one sent to them within 10 days, but vulnerable seniors who had their benefits slashed can't get a cheque for $3 500 sent to them before the month of May. Can you explain this to me?
It's been an interesting but sad committee meeting today. What we're seeing is that the cracks in our social safety net have really come to light here, and that there's a lack of planning from government year after year and decade after decade.
I guess if we think about the answers we just got right now around the antiquated technical infrastructure—earlier we saw the lack of investment and foresight in social housing—now we're looking at really catastrophic outcomes for the senior population.
I want to speak specifically to the minister about what is not in the mandate letter, which is a plan for seniors, a national strategy for seniors. This is something that the NDP has wanted for a long time. Today has just shown how much we must invest in good planning so that we can protect the most vulnerable when a crisis happens nationally. Elder abuse was talked about today, as were food insecurity, mental health and loneliness of our seniors.
I want to ask the minister about a national plan. We've heard lots of piecemeal issues today, but what about a national strategy for seniors? Where is that, and can we expect to see it very soon?
:
I know this is a topic this committee has also previously looked at. It is something I am taking advice on in order to make sure we are dedicating our resources toward the best results for seniors who need our help the most, the most vulnerable.
This strategy would possibly bring together a range of work that we are already doing for seniors, and we're happy to consider that in due time as we continue to deal with the pressing concerns our seniors are facing during this pandemic.
As the honourable member may know, we have made significant investments in areas of income security, housing, accessibility and caregiving, and this is building on that work. We've also asked the National Seniors Council to provide advice on whether a national seniors strategy would be helpful for strengthening our government's attention to seniors' well-being.
We're going to continue to look at that work and work hard with seniors—and, indeed, with all members of this committee and all stakeholders—to ensure that seniors have a safe, dignified and secure future.
:
There are a few things. First, I want to assure the honourable member that we left no stone unturned to support these most vulnerable seniors. We worked extremely quickly with our officials and the and looked at all options available to find a solution. As you know, in the fall economic update we made a major investment to fully compensate the seniors who were affected.
Of course, that work is under way. This automatic one-time payment will support those seniors by fully compensating them for the full loss of their GIS. Of course, I agree that we need to get the money out as quickly as possible, and that's exactly what we're doing and exactly what our officials are looking at.
I'll turn to Cliff to provide even more clarity on that, but I will say that the honourable member talked about what we can do. That is precisely why we introduced Bill . It is going to ensure that we prevent this from happening again, giving vulnerable seniors the security that their GIS won't be impacted because of the pandemic benefits they took last year.
I really hope we can work alongside all parties. I have been forthcoming and I have engaged with every party. My seniors critic offered them briefings on making sure we can move quickly on this, because it is urgent. Bill is a simple, quick fix to get this done, and I really hope the honourable members, and indeed all parties, will do just that.
I will turn to Cliff to provide more clarity on the one-time payment.
:
Allow me to talk briefly about why it is a priority for this government to make sure we can get as.... We know that seniors and older Canadians want to live in their own homes independently as much as they want. This pandemic has certainly highlighted that Canadians desire to age in their own communities as long as possible. Sadly, we know that many vulnerable seniors do not have all the supports needed to live independently in their own communities.
We did a number of measures in the past as well. I will take you back to 2016, when our government put a major investment, billion of dollars, into home care in a health accord with the provinces and territories.
You alluded to the age well at home program. For that program, $90 million over three years was put in the last budget to do that important work. This initiative will provide funding opportunities to offer practical support for seniors-serving organizations. That would be support with meals, housekeeping, yardwork or any of the work that seniors-serving organizations can provide on the ground to vulnerable seniors in their own communities.
Funding would also be available for regional and national projects to expand services that have already shown results in helping seniors age in their own communities. This is going to mobilize the seniors-serving organizations and recognize the important work they do.
I will turn to Annette to provide a bit more depth on this program.
Minister, thank you for being here with us today.
I'd like to come back to the question that was put to you earlier, about the fact that the monthly Guaranteed Income Supplement benefits had been reduced for seniors who had received the Emergency Response Benefit. You have already spoken about it at some length, but I would like you to add certain details.
For example, could you specify how these individuals will be compensated? How will this work for people who received benefits outside of the 2020 tax year?
Additionally, can you say why, in fact, Bill is so important? More specifically, what will change in terms of legislation to better protect seniors in the future?
:
Part of our government response has always been to support those most vulnerable seniors, and that is why we moved quickly on some of the measures that we've talked about since 2015, on restoring the age of eligibility to 65 for OAS and GIS and enhancing the GIS and CPP.
We've all been in this now for two years, but when the pandemic first hit, almost two years ago, as you know, we moved extremely quickly to provide support for Canadians, including workers, seniors, students and businesses. These programs were certainly meant to ensure that people could stay at home, stay safe and have a roof over their heads, and that they would be able to make ends meet.
We know that some seniors were part of that group that relied on these pandemic benefits to help them get through this crisis. To be clear, it's important to recognize that every year thousands of seniors get their GIS adjusted depending on their income in the previous year. Since some of these working seniors received pandemic benefits, because they needed them at the time, they had their GIS affected in 2021. I agree that they shouldn't be penalized for that.
They needed that support at that time, and I want to assure the honourable members of this committee that when I was first appointed to this role, this was the very first thing we worked on. We worked very quickly with our officials to look at all possible options. We worked with the to quickly put in a major investment in the financial and economic update to fully compensate the seniors who were affected, and that work, as I mentioned, is already under way.
This is going to be an automatic one-time payment. It will support affected seniors by fully compensating them for the full loss of their GIS and allowance benefits.
To your second point, why is it so important to ensure that we move forward on Bill ? Bill C-12 is going to ensure that this doesn't happen again. To fully fulfill the commitment in my mandate letter, we introduced Bill C-12. It is going to simply amend the Old Age Security Act to exclude any income received under the CERB for the purposes of calculating the GIS or allowance amounts payable.
It is a very simple bill. It is a quick but significant amendment to the OAS act to ensure that seniors, particularly the most vulnerable, are not impacted again this year for the benefits they received last year. As I mentioned, I have already proactively reached out to all parties. They all agree. They have been calling for this. I really hope we can move quickly to advance this bill, because we need to get to the point where we can make sure this doesn't happen again.
Cliff or Alexis, would you like to talk a bit about why it's so important to get it in place as soon possible, so we don't have that impact again this year?
Hello, Minister.
I would like to talk to you about a commitment made in your mandate letter, which is also the government's commitment, regarding the Old Age Security pension. This commitment is both a good and bad idea: the good one is to increase the Old Age Security pension; the bad one, to apply it only at age 75.
I am sure that you know that the Old Age Security pension applies at 65 years of age. As a result, in your commitment, you are discriminating against seniors based on their age. You are creating a breach in the Old Age Security program, when there is nothing to justify it.
If you are, as you say, very sensitive to seniors' financial situation, are you willing to revise your decision, so that the increase in the Old Age Security pension applies at age 65?
:
Thank you for the question.
[English]
Mr. Chair, through you, I would like to tell the honourable member that from the very beginning, our government's priority has been there to support the most vulnerable seniors. The focus on older seniors and the OAS increase recognize three extremely important things, and it's important to highlight those.
The first is around the fact that seniors are living longer, which is a good thing. We also know they are more likely to be running out of their savings as they spend more years in retirement.
The second is around the fact that older seniors are statistically more likely to have low income; they're more likely to be widowed; they're more likely to have a disability. All of these come with higher costs, as we all know.
Of course, the OAS system has always had varying amounts for different groups. It's based on years of residency in Canada as well.
In particular, with our focus on targeting the most vulnerable, we worked hard to strengthen their overall income security and OAS, which they rely on in particular. Our plan, of course, delivers on that promise. It is around—
:
I alluded to this question earlier. I will say that we've seen the reality in this pandemic that many seniors have faced, and the vulnerabilities that exist.
The work we have been able to do, whether it is around strengthening financial security for seniors—I'm looking at my mandate letter— whether it is the increase of the guaranteed income supplement by $500 for single seniors and $750 for couples, whether it is looking at how we get more seniors to continue to live longer in their own communities, whether it is our commitments to our age well at home program, or, of course, whether it is creating an expert panel to provide recommendations for an aging at home benefit or around the fact that we need to ensure that those living and working in the long-term care homes have the supports they need....
Of course, when it comes to the national seniors strategy, this is something I know the committee has looked at. I know the National Seniors Council is able to provide advice on whether this seniors strategy could be useful in our government's attention to seniors' well-being.
I certainly look forward to working with all members in this House to make sure that we continue to find different ways to support seniors. That is a priority for me, and I look forward to building that and having continued discussions with this committee and, of course, with all members in this place.